STANDARD FIRE INSURANCE

PRODUCT FEATURES:-

  • Fire
  • Lightning
  • Explosion / Implosion
  • Aircraft Damage
  • Riot, Strike, Malicious Damages (RSMD)
  • Storm, Tempest, Cyclone, Typhoon, Hurricane, Tornodo, flood, inundation (STFI)
  • Impact damage by any rail/ road/ vehicle/ animal (other than own)
  • Subsidence, Landslide and Rock slide
  • Missile Testing operations
  • Bush Fire
  • Bursting and/or overflowing of Water Tanks, Apparatus and Pipes
  • Leakage from Automatic Sprinkler Installations

ADD-ON COVERAGE:-

  • Architects, Surveyors and Consulting Engineers fees (in excess of 3% of claim amount)
  • Debris Removal (in excess of 1% of claim amount)
  • Deterioration of Stock in Cold Storage
  • Forest Fire
  • Impact Damage by insured’s own vehicles etc.
  • Spontaneous combustion
  • Omission to insure Additions, Alterations or Extensions
  • Earthquake (Fire and Shock)
  • Spoilage Material Damage Cover
  • Leakage and Contamination Cover
  • Loss of Rent
  • Additional expenses on rent for Alternative Accommodation
  • Start Up Expenses
  • Terrorism Cover

GENERAL EXCLUSION UNDER STANDARD FIRE POLICY:-

  • Excess/Deduction as per the policy
  • Wear and Tear /Natural Decay/Collapse or Cracking of Building
  • War and War Group of Perils/Nuclear Group of Perils
  • Pollution or contamination
  • Electrical and Mechanical Breakdown

KEY INFORMATION REQUIRED TO QUOTE:-

  • NAME OF INSURED
  • OCCUPANCY/NATURE OF BUSINESS
  • POLICY DURATION
  • RISK LOCATION WITH PIN CODE
  • TYPE OF CONSTRUCTION(RCC/BASEMENT,KUTCHA)
  • CLAIM EXPERIENCE

FIND DETAILS:-https://policyfun.in/category/general-insurance/

5/5

Your Donation to SHUDDHI NGO will make a difference. No matter how big or small, we really appreciate every single donation that you can give. Your contribution help us to spend on school education of a poor child by providing scholarship, save our environment by planting a tree, by organising cleanliness drives and much more.

Your donation is eligible for 80G Tax Benefits. Please donate any amount of your choice above Rs. 500.

Thanking you

Team SHUDDHI NGO

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